What is Title Insurance?
Title Insurance is a contract between the insured and the title company. Under the terms of the contract the insured agrees to pay a premium and the title company agrees to defend title in the event a defect occurs.

Owners Title Policy
Protects the owner of the property while he is the owner. The policy will be issued in the amount of the sales price. In the event there is no sale it will be issued for fair market value.

Mortgagee Title Policy
Protects the lender that the lien is in first position and not invalid or inferior to a lien not shown as an exception on the title policy.

 
        


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