What is Title
Insurance?
Title Insurance is a contract between the insured
and the title company. Under the terms of the contract
the insured agrees to pay a premium and the title
company agrees to defend title in the event a defect
occurs.
Owners Title Policy
Protects the owner of the property while he is the
owner. The policy will be issued in the amount of the
sales price. In the event there is no sale it will be
issued for fair market value.
Mortgagee Title Policy
Protects the lender that the lien is in first
position and not invalid or inferior to a lien not shown
as an exception on the title policy.
Archer Title Fees
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